Jewelry Price Check Calculator | Fair Markup Analyzer (USA)

Jewelry Price Analyzer

"Are you Overpaying? Check the Markup Instantly."

1. Current Gold Price (USD/oz) *Check live spot price before entering.

2. Item Purity (Karat) 10K (41.7% Gold) 14K (58.5% Gold) - Standard 18K (75% Gold) - Luxury 22K (91.6% Gold) - Asian Style 24K (Pure Gold)

3. Item Weight (Grams)

4. Shop's Asking Price ($)

Actual Gold Value: $0.00

Extra Fee (Labor/Markup): +$0.00

Markup Percentage: 0%

*This is the premium you pay over the raw metal cost.

Is That Gold Jewelry Price Fair? (Scam Detector)

Buying a gold chain, ring, or bracelet in the USA can be confusing. Unlike gold coins which have a fixed price, jewelry prices vary wildly from store to store. Retailers add a "Markup" to cover craftsmanship, labor, and profit. Use our Jewelry Price Analyzer to separate the Real Gold Value from the Extra Fees.

Markup Cheat Sheet: What is a Good Deal?

How do you know if the price is right? Use this chart to understand standard USA jewelry markups:

Markup %	Verdict	Where to Find
0% - 20%	Excellent Deal	Second-hand, Pawn Shops, Scrap Dealers
20% - 50%	Fair / Good	Online Bullion Dealers (Simple Chains)
100% - 150%	Standard Retail	Mall Jewelry Stores (Zales, Kay, etc.)
300%+	Overpriced	Luxury Brands (Tiffany, Cartier)

💡 Pro Tip for Buyers:
Never buy jewelry based on "Price" alone. Always ask: "What is the weight in grams?" If a jeweler refuses to weigh the item in front of you, they are likely hiding a massive markup. Walk away.

Frequently Asked Questions

Why is jewelry more expensive than the spot price?

The "Spot Price" is for raw, unrefined gold. Jewelry requires refining, alloying (mixing with copper/silver), designing, casting, and polishing. You are paying for both the metal and the "Making Charges" (Labor).

Is 14K gold better than 18K for price?

Yes. 14K gold (58.5% pure) is the standard in the USA. It is cheaper and more durable than 18K gold. If you want to save money, stick to 14K.

Can I negotiate jewelry prices?

Absolutely. In independent jewelry stores, markups are high specifically to allow for negotiation. Use our calculator to find the real cost, then make an offer closer to the gold value.