Gold Profit Calculator | Investment Return (ROI) & Capital Gains Tool

Gold Profit Calculator

Investment Return (ROI) & Capital Gains

1. Total Purchase Price ($) The total amount you paid originally.

2. Current Market Value ($) The value if you sell today.

Total Net Profit / Loss

$0.00

0.0% Return

📈 How to Calculate Your Gold Earnings:

• Purchase Price: Check your old receipts. Include any "premiums" or taxes you paid when buying.
• Current Value: Check the live "Spot Price" of gold, or get a quote from a dealer.
• Result: The calculator will show your "Net Profit" (Cash gained) and "ROI %" (Performance percentage).

Is Gold a Good Investment? (Calculating ROI)

Gold is widely considered a "safe haven" asset that protects wealth against inflation. However, unlike stocks or real estate, gold does not generate monthly income (dividends or rent). Your profit comes entirely from Capital Appreciation—selling it for a higher price than you bought it.

Using a Gold ROI Calculator is essential to track your performance. Whether you hold Gold Eagles, Bullion Bars, or Jewelry, knowing your exact Return on Investment (ROI) helps you decide when to hold and when to sell.

Understanding the Formula

The standard formula for calculating investment return is:

((Current Price - Purchase Price) ÷ Purchase Price) × 100

If the result is positive, you have made a profit. If negative, you have a loss.

Investment FAQs

❓ What is a good ROI for Gold?

Historically, gold has returned an average of 8-10% per year over long periods. However, it can be volatile in the short term. A positive ROI that beats the inflation rate (usually 2-3%) is considered a success.

❓ Do I have to pay tax on Gold profit?

In the USA, gold is considered a "Collectible" by the IRS. If you sell gold for a profit after holding it for more than one year, you may be subject to Capital Gains Tax (often at a maximum rate of 28%). Always consult a tax professional.

❓ Should I include dealer premiums?

Yes! To get an accurate ROI, your "Purchase Price" must include the spot price PLUS the premium (fee) you paid to the dealer. If you ignore the premium, your profit calculation will be wrong.